Independent Expat Finance

is an intermediary for expats

Specializing in a wide-range of customized financial services. With years of experience in assisting international clients in the Netherlands, our team specializes in providing tailor-made financial advice for expats.

Banks only have access to their own mortgage products. We have access to a multitude of products and lenders. This allows us to match your deal with the lender that is best suited with your profile and goals, in the most timely manner and at the best rate. You will be guided throughout the entire process where we will provide you with high-quality and personal assistance. We advise in the following financial products:

Why do expats

choose us?

  • Full support in English
  • Personal & Responsive
  • Wide-range of products and services
  • Guidance throughout the whole process
  • High flexibility

“With my experience and knowledge I am certain that I can help and guide you with the many financial questions you may have!”

Serge Pouw Financial Consultant Co-Founder

My name is Serge. I am currently living in Heemstede with my 2 daughters and wife Karlijn. I have worked in the banking industry for 12-years in several positions for large banks. The last 4 years I have worked solely and exclusively for International (Expat) clients as well as non-residents, with focus on mortgages and investments for which I am fully certified.

I have been an expat myself and lived in Asia for 3 years. This gave me a first-hand experience as to the ‘101’ (financial) questions that come at you in the new environment/work situation.

With my experience and knowledge I am certain that I can help and guide you with the many financial questions you may have!

“Most of my clients are referrals from existing clients. That’s why it’s so important to me that every client enjoys an exceptional experience.”


Hi! I am Liaget Anwar and living in The Hague with my wife Iram and our 2 beautiful children.
I enjoy football, cricket, travelling and spending time with my family.

The last 12 years I have been working in the financial branch. I am qualified and certified financial advisor and registered as a mortgage advisor. The last 6 years I have been working exclusively for expats providing financial advice within one of the largest banks in The Netherlands. With my experience and personal approach I am able to guide you through all your financial needs.

It would be my pleasure to meet you!

“Each client is unique and with my clients best interest at heart, I excel in finding solutions that meets your needs and wishes.”


I am 31 years old, was born and raised in Haarlem, and currently live in the beautiful city of Amsterdam with my partner Stephanie and 2 Bengal cats. Together we love travelling around the world and having a taste of different cultures. In my free time I really enjoy watching a good movie, socialising with my friends and family, or avidly working on my newest woodworking project.

I’ve started working in finance in 2005. Over the years I’ve worked for multiple multinational organizations. This is where I gained the necessary experiences and knowledge that I still use today. It’s during these years that I’ve discovered what drives me.

Helping my clients in a professional yet personal manner, keeping their best interest at heart and providing financial advice that fits their needs and wishes.

I’ve discovered this wasn’t always possible within the boundaries of employment. That’s why my business partners and I decided to start our own company: Independent Expat Finance. We’re able to walk that extra mile for you and provide personal tailor made financial advice. With products that suits your needs and lifestyle.

Contact us

For more information or advice about mortgages, insurances of consumer loans